Marketable securities are a great way to maximize your giving because you receive an immediate income tax deduction for the full fair market value of your securities. In addition, you pay no capital gains tax on the difference between your cost and the fair market value.

For information on how to transfer securities to Aloma Church, please see Stock Donation Instructions.

You can transfer funds from your IRA directly to Aloma Church. This is an effective way to have an immediate impact and ensure our work continues to spread the gospel.

• You must be 70 1/2 or older.

• And individual may transfer up to a total of $100,000 per year and a married couple may give up to $200,000 to all organizations.

• Your gift must be transferred directly from your IRA account to Aloma Church.

• Your gift is a transfer of funds from your IRA to Aloma Church, so it does not count as income for the year.

• If you are 73 and older, the transfer of funds counts towards your annual Required Minimum Distribution from your IRA.

When you give a memorial or tribute gift to Aloma Church to honor someone special, you’re expressing your love, admiration, and gratitude in one of the most meaningful ways to create a lasting tribute and continuing to spread the message of Jesus Christ.

Over 90% of the world’s wealth is held in assets, not cash, meaning most of your giving capacity is tied up in your possessions. To learn more about donating non-cash gifts, please contact us at accounting@alomachurch.org.

• Transfer ownership of an existing paid life insurance policy to Aloma Church.

• Purchase a new life insurance policy and name Aloma Church as the owner and beneficiary.

• Designate Aloma Church as the sole beneficiary of a paid life insurance policy you continue to own.

• Designate Aloma Church as a co-beneficiary of a paid life insurance policy.

Your legacy can impact future generations and your estate gift can take many forms such as including Aloma Church in your will or trust.

• Retirement Assets | You can name Aloma Church as a beneficiary of your IRA, 401(k), or other qualified retirement. Any amounts will transfer to Aloma Church free of income and estate tax.

• Final Will or Trust | You can name Aloma Church as a beneficiary in your will or trust and your estate will receive an income tax deduction for the value of your gift. A bequest written in a will or trust can be made for either a percentage or an amount.